В пятницу, 21 июня, в отеле Хилтон Ленинградская прошла бизнес встреча «Автофинансовый рынок 2024», которую организовал компания Business Summer of Future. На мероприятии собрались ведущие игроки автомобильного рынка: дилеры, банки, автостраховщики, консалтеры, автоэксперты.
В рамках форума состоялся круглый стол «Тренды и перспективы автокредитования», в котором принял участие сотрудник«Росбанк Авто» работающий с ключевыми партнерами - Олег Губачев. В рамках дискуссии были затронуты такие темы как рост продаж новых авто (на 98,6% по сравнению с 1 кварталом 2023 года), средняя стоимость автомобиля (снизилась за 1 квартал 23 года), тренд на электромобили.
Олег Губачев рассказал о реалиях и перспективах рынка с точки зрения «Росбанк Авто»:
«С января по май рост продаж в «Росбанк Авто» составил128%по сравнению с аналогичным периодом прошлого года, что несколько выше общего роста рынка автокредитования. В Россию продолжаю приходить новые автомобильные бренды, усиливая конкуренцию. Сроки автокредитования увеличиваются, мы наблюдаем повышенный спрос на кредиты сроком 8 лет. При такой тенденции приобретение автомобиля может приблизиться к ипотеке, если говорить о длительности займа.
Из зон риска для автокредитования можем отметить высокую ставку ЦБ, а также риск ее дальнейшего повышения. Изменения в расчете ПДН с 1 июля может также существенно охладить рынок».
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